Embroker. The Embroker Startup Insurance Program helps startups secure the most important lines of insurance, at a lower cost, and with less hassle. Get an instant quote and $5000 of AWS credit at Embroker.com/twist. While you’re there, get 10% off by using offer code TWIST10
NetSuite, by Oracle. The business management software that handles every aspect of your business in an easy to use cloud platform. Get NetSuite’s FREE guide “Seven Key Strategies to Grow your Profits” when you go to NetSuite.com/TWIST.
about this episode
2:07 Renaud goes over the idea of his previous startup, LendingClub, and taking it public
9:57 What happened at LendingClub after the IPO?
11:18 What is Upgrade? How did it grow out of LendingClub?
12:40 Are credit scores an outdated metric?
14:11 What is the Upgrade Card?
15:30 Are modern credit card companies sinister in their approach?
24:54 Renaud’s thoughts on Crypto
27:40 Where does Upgrade’s lending capital come from?
31:22 Are we approaching a downturn after an unprecedented period of growth?
37:28 What goes into a great credit score
42:50 What has changed in startups since Renaud started his first company in 2000?
51:25 What keeps Renaud going after two successful exits as a founder?