The future of fintech with Plaid CEO Zach Perret | E1818

In this episode, Jason Calacanis speaks with Zach Perret, CEO and co-founder of Plaid. They delve into the world of public companies and tech acquisitions, discuss Plaid's product expansion including identity verification and fraud prevention, and the value of hackathons. The conversation moves from Perret's relocation from New York to San Francisco, Plaid's impact on the financial ecosystem, and the potential of FedNow and RTP in the US. They also share their predictions for 2023 and beyond.

Speakers

AI Chat

Jason Calacanis

Host • 42%

Zach Perret

Guest • 56%

Nick Calacanis

Host • 2%

Partners

Chapters

0:00	Introduction to the guest Zach Perret, CEO and co-founder of Plaid and discussion on the journey of Plaid
1:20	Sponsor: Vanta
14:45	Plaid's involvement with crypto and its role in identity verification
20:42	The origin story of Plaid, its early days, first partnerships and pivoting to an API model
26:13	Sponsor: Embroker
28:12	Building a community in tech and the impact of moving from San Francisco to New York
37:35	The multi-sided ecosystem of fintech and the importance of trust and security
39:08	Sponsor: Found
40:24	The evolution of the banking industry, the history of the ACH system and the potential of FedNow and RTP in the US
50:33	Silicon Valley Bank crisis and Plaid's response, the impact of 2022 market conditions on Plaid and predictions for 2023
1:00:10	Wrap-up and closing remarks

Transcript

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